State Insurance Services complete coverage and commitment to efficient customer service makes us a wise choice for automobile insurance. In all levels of coverage, we offer premium insurance protection for our customers. Our automobile policies offer the following basic coverages:

• Liability - As a customer, you are given a choice as to what type of coverage you want on your policy. Your monetary coverage limits are determined with regards to how much you wish to pay and how much monetary protection you wish to have on your policy. These limits differ for each insurance carrier. For more information on our liability limits, feel free to use our contact page for any questions or comments.



• Medical Payments -With medical payments included on your policy, you, your family members, and passengers in our car will receive necessary medical services resulting from an auto accident. Medical payments also provide coverage if you and your family members are involved in an accident as a pedestrian.



• Uninsured Motorist Coverage -Should you, your family members or passengers be involved in an accident with an uninsured motorist, this coverage will pay for your damages. We provide the same protection for a hit-and-run accident or an accident with a driver who has less insurance than required under the law.



• Comprehensive -This is optional coverage that will pay for damages to your car when caused by events other than a collision. Events of this type include:

1. Fire
2. Theft
3. Hail
4. Impact with an animal
5. Flood
6. Earthquake
7. Explosion
8. Vandalism

• Collision -This is optional coverage that will pay for damage to your car when caused by accidental impact with another vehicle or object, or if your vehicle overturns.



• Personal Injury Protection (No-fault) -This will cover you, your family and passengers regardless of who is responsible for the accident. This coverage includes medical, surgical, dental, hospital, work loss and certain other related expenses. This same coverage extends to you or your family members in an accident as a pedestrian.



• Additional Optional Coverages:

1. Rental reimbursement if your car is involved in an accident.
2. Auto loan/lease gap to cover the outstanding balance on a loan/lease agreement in the event of a total loss.
3. Extended collision to repair a car if cost exceeds actual cash value or to receive the cost to replace the damaged car with a new car of the same type.
4. Towing and labor.
5. Full glass coverage.

• Premium Credits -You may also qualify for credits that will reduce your premium. For example, your premium may be reduced if your vehicle is equipped with anti-theft devices. Other notable examples are if a youthful operator has had driver training or if you insure more than one vehicle on your policy. We can explain these and other credits that may be available in your state.



• Great Rates for Good Drivers -State Insurance Services offers some of the lowest rates for drivers in the Hudson Valley. If safety is important to you, now is the time to insure your car with our company.

For a quote on your auto insurance please feel free to fill out our Online Auto Quote Application or call us today at 888-313-3831. Our representatives will be happy to assist you with your auto insurance needs.